由于濟南家政服務的性質是以人為主體的，難免會有不可預見的意外和風險（不包括人為--人為事故屬于觸犯法律的刑事案件）發(fā)生。對于家政領域里的意外和風險，一般不外乎以下這些：家庭用品的丟失或損壞；由于家政服務員的疲勞、緊張、疏忽、過失等造成服務對象的人身意外傷害；家政服務員的常規(guī)健康檢查 之外的潛伏性或突發(fā)性疾病以及工作中疏忽過失等造成的本人意外傷害。
    Due to the nature of Jinan domestic service is the main man-made, it is inevitable there will be unforeseen accidents and risks (not including man - man-made accidents are breaking the law in criminal cases) occur. For domestic fields and the risk of accidents, generally no more than the following: loss or damage to household goods; domestic workers due to fatigue, stress, neglect, negligence caused by the service object personal accident; regular health checks of domestic workers outside of latent or sudden illness and work caused by the negligence of my accident.
 
    雖然此類小概率事件發(fā)生幾率很低，雖然我們三方都不希望發(fā)生此類不幸，但我們還是要客觀的告訴客戶朋友：這是一類風險，需要引起重視。
    Although such a small probability of occurrence is very low probability event, although we do not want to happen such tripartite unfortunate, but we still have to objectively tell the customers and friends: This is a class of risk, you need to pay attention to.
 
    為了有效應對家政領域里的服務風險，家政行業(yè)也做了很多探索。我們公司是這樣的做法，請客戶朋友知曉：
    In order to effectively respond to domestic services in the field of risk, the domestic industry has done a lot of exploration. Our company is doing so, please customers and friends know:
 
    1,在簽約時老師會當面提示家政服務的風險及服務合約里的相關約定；
    1, when the contract teachers will face risks and prompt service contracts related to domestic service in the agreement;
 
    2,如果您選擇購買應對上述三類風險的保險，繳納了100元保費，您將完全享有各項最高保額5萬-10萬的上述三類保險；
    2, if you choose to buy insurance to deal with the three types of risk, paid 100 yuan premium, you will completely enjoy the maximum insured amount 50,000-100,000 of the three types of insurance;
 
    3,如果您沒有購買，我們也會告誡您和我們的服務人員，注意防范發(fā)生家政事故。如果在您沒有購買保險的情況下發(fā)生上述事故，本公司將協助甲乙雙方妥善善后，積極行使道義上的義務，但家政公司不負有保障甲方保險權益的義務（----關于這一點敬請客戶諒解）。
    3, if you do not buy, we will warn you and our service personnel, pay attention to prevent the occurrence of domestic accidents. If these conditions occur in case you did not purchase insurance, the company will assist both parties to properly aftermath, actively exercise a moral obligation, but does not assume the obligation to protect domestic companies party insurance interests (---- On this point please customer understanding).